BUSINESS SERVICES & FEES
Need more options for your business? Running a business is hard work. Our services are designed to make things easier.
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MERCHANT SERVICES
We refer our business members to First DataTM for Merchant Services.
Contact us for more information.
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SAFETY DEPOSIT BOX
A confidential, secure storage option for your valuables. We offer various sizes to rent for an annual fee. See below for more information on sizes and fees.
*Safety deposit boxes and their contents are not included in the guarantee of deposits provided by Credit Union Deposit Guarantee Corporation
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WIRE TRANSFERS
We offer wire transfers to send funds to domestic and international locations, including other credit unions. See below for more information on fees.
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USD DRAFTS
Unity Credit Union sells drafts in US Dollars. See below for more information on fees.
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NIGHT DEPOSIT
A secure one-way access bin for dropping off deposit items any time of day or night. Businesses can contact us about getting access to the night deposit drop. Bag Deposit is required.
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FOREIGN CURRENCY
Cash is available in various currencies. We recommend placing your order 2 - 3 weeks prior to your departure.
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CHEQUE OPTIONS
We offer cheque certification for a fee - your cheque, certified as guaranteed funds. Businesses can also order personalized cheques for their business chequing accounts. See below for more information on fees.
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PAYROLL SERVICES
Pay your employees who are also Unity Credit Union members through our Inter-member Transfer option, by cheque, or through our Interac e-Transfer® service.
Business Account Service Charges & Fees
We strive to be as transparent as possible with any account and service fees.
Click any tab below for a full breakdown of fees.
Click any tab below for a full breakdown of fees.
*Fees up to date as of January 1, 2021
Cheques - Encoded | $0.50 |
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Cheques - Non-encoded | $5.00 |
Deposits | No Charge |
External Withdrawals | $0.50 |
In-Branch Withdrawals | $0.50 |
Personalized Cheque Order | Cost |
Point of Sale Purchases | $0.50 |
Transfers | $0.50 |
Utility Payment through Teller | $0.50 |
Account closed within 60 days | $10.00 |
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Account transferred to other financial institution other than Credit Union | $15.00 |
Bank Confirmations | $40.00/hr (minimum $20 charge) |
Cheque Certification - by member Cheque Certification - by non-member |
$5.00 $10.00 |
Fax Incoming/Outgoing | $5.00 |
Hold Funds | $5.00 |
Items sent or received for collection by Credit Union | $5.00 |
Manager's Trust Cheque | $5.00 |
Photocopies | $0.25/page |
RRSP Transfer Out - Full RRSP Transfer Out - Partial |
$50.00 $25.00 |
Search for records & member information (requiring more than 15 min.) | $40.00/hr (mininum $20 charge) |
Statement Printout | $2.00 |
Stop Payment (per item returned) | $10.00 |
Saskatchewan Credit Union ATM | No Charge |
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Out of province Credit Union ATM | $1.50 |
Interac® ATM | $2.00 |
Cirrus®/Plus®/International ATM |
NSF Cheque Returned (letter/phone call notification included) | $30.00 |
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Overdraft Notice | $2.00 |
Overdrafts per item charge | $5.00 |
Ready to open your account?
Get in touch with one of our Member Experience Partners to help you choose the account that is right for your business.