BUSINESS SERVICES & FEES
Need more options for your business? Running a business is hard work. Our services are designed to make things easier.
MERCHANT SERVICES
We refer our business members to First DataTM for Merchant Services.
Contact us for more information.
SAFETY DEPOSIT BOX
A confidential, secure storage option for your valuables. We offer various sizes to rent for an annual fee. See below for more information on sizes and fees.
*Safety deposit boxes and their contents are not included in the guarantee of deposits provided by Credit Union Deposit Guarantee Corporation
WIRE TRANSFERS
We offer wire transfers to send funds to domestic and international locations, including other credit unions. See below for more information on fees.
USD DRAFTS
Unity Credit Union sells drafts in US Dollars. See below for more information on fees.
NIGHT DEPOSIT
A secure one-way access bin for dropping off deposit items any time of day or night. Businesses can contact us about getting access to the night deposit drop. Bag Deposit is required.
FOREIGN CURRENCY
Cash is available in various currencies. We recommend placing your order 2 - 3 weeks prior to your departure.
CHEQUE OPTIONS
We offer cheque certification for a fee - your cheque, certified as guaranteed funds. Businesses can also order personalized cheques for their business chequing accounts. See below for more information on fees.
PAYROLL SERVICES
Pay your employees who are also Unity Credit Union members through our Inter-member Transfer option, by cheque, or through our Interac e-Transfer® service.
Business Account Service Charges & Fees
We strive to be as transparent as possible with any account and service fees.
Click any tab below for a full breakdown of fees.
Click any tab below for a full breakdown of fees.
*Fees up to date as of January 1, 2021
Cheques - Encoded | $0.50 |
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Cheques - Non-encoded | $5.00 |
Deposits | No Charge |
External Withdrawals | $0.50 |
In-Branch Withdrawals | $0.50 |
Personalized Cheque Order | Cost |
Point of Sale Purchases | $0.50 |
Transfers | $0.50 |
Utility Payment through Teller | $0.50 |
Account closed within 60 days | $10.00 |
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Account transferred to other financial institution other than Credit Union | $15.00 |
Bank Confirmations | $40.00/hr (minimum $20 charge) |
Cheque Certification - by member Cheque Certification - by non-member |
$5.00 $10.00 |
Fax Incoming/Outgoing | $5.00 |
Hold Funds | $5.00 |
Items sent or received for collection by Credit Union | $5.00 |
Manager's Trust Cheque | $5.00 |
Photocopies | $0.25/page |
RRSP Transfer Out - Full RRSP Transfer Out - Partial |
$50.00 $25.00 |
Search for records & member information (requiring more than 15 min.) | $40.00/hr (mininum $20 charge) |
Statement Printout | $2.00 |
Stop Payment (per item returned) | $10.00 |
Saskatchewan Credit Union ATM | No Charge |
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Out of province Credit Union ATM | $1.50 |
Interac® ATM | $2.00 |
Cirrus®/Plus®/International ATM |
NSF Cheque Returned (letter/phone call notification included) | $30.00 |
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Overdraft Notice | $2.00 |
Overdrafts per item charge | $5.00 |
Ready to open your account?
Get in touch with one of our Member Experience Partners to help you choose the account that is right for your business.