BUSINESS ACCOUNT OPTIONS
Whether you make simple deposits, do everything digital, or work with U.S. dollars, we have a business account for you.
What type of business account do you need?
Commercial & Ag Chequing
Who Might Use this Account?
Recommended for business and agriculture members who use their accounts for various daily transactions (e.g. write cheques, pay bills, use MEMBER CARD® debit card) and are not concerned about earning interest on these funds.
Organization Chequing
Who Might Use this Account?
Recommended for organizations or clubs that use their accounts for various daily transactions (e.g. write cheques, pay bills) and are not concerned about earning interest on these funds.
NOTE: You can only access these funds in person (in branch) or online.
Business Plan 24® Savings
Who Might Use this Account?
Recommended for businesses looking for an account to save money and earn interest. The Plan 24® Savings account may be just what you need for your business with unlimited deposits, daily interest, and easy accessibility.
NOTE: Chequing privileges and overdraft protection are not available on this account
U.S. Dollar Chequing
Who Might Use this Account?
Recommended for members who desire to hold U.S. currency, make purchases in the U.S.A., or travel frequently.
NOTE: Access is limited to cash or cheques. Overdraft protection, Point of Sale, ATM access, automatic debits, utility payments, remote access services or preauthorized payments are not available on this account.
Agri-Invest Account
Overview
Agri-Invest is a federal–provincial-territorial initiative implemented as a business risk management program to help the agricultural sector manage risks and improve market income.
Account Features
- Producers who are eligible for the program will receive their deposit information from Agriculture and Agri-Food Canada
- Agri-Invest accounts calculate interest on the minimum monthly balance
- Interest is paid annually on December 31
- Statements are produced monthly
- Government matched funds are deposited directly into the account
Enjoy the advantages of a Unity Credit Union Business Account:
- FREE Interac e-Transfer® transactions.
- Access your funds and account history conveniently through a variety of channels:
- In person at Unity Credit Union.
- Online Banking.
- Unity Credit Union Mobile App
- Available for both Apple and Android devices.
- MEMBER CARD® debit card (physical card or mobile wallet options).
- ATM access through thousands of credit union ding free® ATMs across Canada.
- Pay for purchases using your smartphone with Apple Pay® and Google Pay™️.
- Free e-Statements or paper statements.
- Deposit cheques electronically for your business using Deposit Anywhere™.
- Business overdraft protection/Line of credit is available on approved credit to cover any unexpected expenses. You only pay interest on the amount you use and for the days you use it.
- All deposits are fully guaranteed by the Credit Union Deposit Gurantee Corporation.